
Rent-to-Own Ute Finance
for ABN Holders
Flexible vehicle finance for self-employed tradies, contractors, and small business owners with credit challenges.
Rent-to-Own Ute Finance for ABN Holders
Need a work-ready Ute but struggling to get approved by the banks? Our rent-to-own Ute finance is designed specifically for the self-employed who hold an ABN – even if you’ve been knocked back before due to bad credit, limited financials, being new to business or a new arrival in Australia.
Whether you’re a solo tradie, subcontractor, or small business operator, we make it easier to get the vehicle you need without jumping through hoops.
How it works
Our rent-to-own model gives you access to a Ute for work, with the option to own it outright at the end of the term. You pay a weekly or monthly rental amount, and once the term is complete, ownership is transferred to you.
It’s flexible, fast, and doesn’t rely on traditional lending criteria.



Who We Lend To
- New ABNs with real work opportunities
- Self-employed tradies and subcontractors
- Business owners with credit challenges
- Those without full financials or tax returns
- Those looking to release equity to grow their business
If a bank or broker has told you “no,” we’ll take a closer look.
Why Choose Rent-to-Own
- No major credit checks or complicated paperwork
- No need for full tax returns or financials
- Fast approvals – often within 24–48 hours
- Drive the Ute you need now, pay over time
- Ownership at the end of the term
- Get back on track even with bad credit profiles and previous defaults
Call us at 0435 782 111 or fill out our Contact Form below to get started!
